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Identity-centric fintech · Tanzania

One identity. A world of financial possibilities.

SwitchPesa is building an identity-centric financial connectivity platform for Tanzania — one verified identity, multiple ways to access money.

Explore our visionContact us
  • Identity-first by design
  • Built in Babati, Tanzania
  • Designed for interoperability

One verified identity connects the people and institutions SwitchPesa is being designed to serve.

Conceptual illustration

The big idea

Access to money shouldn’t mean starting from scratch every time

Every new service asks people to prove who they are all over again. SwitchPesa is designed around a simpler idea: establish identity once, then carry that trust — with consent — wherever it’s needed.

  1. 01

    Establish identity once

    An identity anchored to the person — private, reusable, independent of any phone number.

  2. 02

    Authorise with intent

    Nothing moves without explicit, recorded approval from its owner.

  3. 03

    Connect over time

    One identity, designed to reach more services as authorisations allow.

Our ecosystem

One platform, four perspectives

The people and institutions that move everyday money — switch between their perspectives to preview the intended experience.

Customers

In development

People and households

A single identity, designed to open the services you choose.

  • Verify once, reuse with consent
  • Authorise payments yourself
  • A clear, private record

Merchants

In development

Businesses and shops

Accept payments and reconcile under one business identity.

  • Accept at the till
  • Track activity and receipts
  • One business identity

Agents

In development

Cash-in / cash-out network

Assisted cash services with the customer always in control.

  • Assisted cash-in and cash-out
  • Customer authorises on-device
  • Float visibility and controls

Financial Partners

Planned

Banks & mobile money

A connection layer designed to interoperate with licensed providers.

  • Standard, auditable connections
  • Authorisation before value moves
  • Interoperability by design
In development

One identity for the person, not the phone

Customer · IdentityConcept Preview

Your SwitchPesa identity

SP-

Verified · concept
Identity statusVerified (concept)
Public addressSP-
Phone (optional alias)+255

Designed so your wallet belongs to you — the person — not to a phone number. One verification is intended to open more services over time.

Sample UI. All identifiers are masked — no real or fabricated personal or financial data is shown.

Built for developers

Payments infrastructure, behind clean APIs

The building blocks we are preparing for integration partners.

Planned

Payments API

Initiate and track payments programmatically, with authorisation built in.

Planned

Identity API

Request consented identity verification from inside your own product.

Planned

Webhooks

Event notifications for payment and authorisation state changes.

Planned

Sandbox

A safe environment to build and test against simulated behaviour.

These capabilities are in development — not operational services today.

Explore the developer ecosystem
Technology & trust

Principles, not promises

The design choices that guide how SwitchPesa is built.

Identity-first

Wallets are designed to belong to the person, not to a phone number.

Authorisation before value

Nothing moves without explicit, recorded approval.

Integrity by construction

Append-only records that cannot be silently rewritten.

Privacy by design

Sensitive identifiers minimised and kept server-side.

Interoperable connections

Provider-agnostic by design, under agreement.

How we approach security
Get in touch

Let's talk about the future of financial access

Partners, regulators and builders — we'd welcome the conversation.

Email info@switchpesa.comVisit contact page